fail, and if honest people are to lose their money because they have taken our notes—I can't explain myself," said she, suddenly becoming aware that she had got into a long sentence with four people for audience; "only I would rather exchange my gold for the note, if you please," turning to the farmer, "and then you can take your wife the shawl. It is only going without my gown a few days longer," she continued, speaking to "Then I have no doubt everything will be cleared

me.

up."

"But if it is cleared up the wrong way?" said 1.

66

Why, then it will have only been common honesty in me, as a shareholder, to have given this good man the money. I am quite clear about it in my own mind; but you know I can never speak quite as comprehensively as others can; only you must give me your note, Mr. Dobson, if you please, and go on with your purchases with these sovereigns."

The man looked at her with silent gratitude-too awkward to put his thanks into words; but he hung back for a minute or two, fumbling with his note.

"I'm loath to make another one lose instead of me, if it is a loss; but you see, five pounds is a deal of money to a man with a family; and, as you say, ten to one in a day or two the note will be as good as gold again.”

"No hope of that, my friend," said the shopman.

"The more reason why I should take it," said Miss Matty, quietly. She pushed her sovereigns toward the man, who slowly laid down his note in exchange. "Thank you. I will wait a day or two before I pur

chase any of these silks; perhaps you will then have a greater choice. My dear, will you come upstairs?"

II

We inspected the fashions with as minute and curious an interest as if the gown to be made after them had been bought. I could not see that the little event in the shop below had in the least damped Miss Matty's curiosity as to the make of sleeves or the sit of skirts.

As we came down through the shop, the civil Mr. Johnson was awaiting us; he had been informed of the exchange of the note for gold, and with much good feeling and real kindness, but with a little want of tact, he wished to condole with Miss Matty and impress upon her the true state of the case. I could only hope that he had heard an exaggerated rumor, for he said that her shares were worse than nothing and that the bank could not pay a shilling in the pound. I was glad that Miss Matty seemed still a little incredulous; but I could not tell how much of this was real, or assumed with that self-control which seemed habitual to ladies of Miss Matty's standing in Cranford, who would have thought their dignity compromised by the slightest expression of surprise, dismay, or any similar feeling to an inferior in station or in a public shop.

However, we walked home very silently. I am ashamed to say, I believe I was rather vexed and annoyed at Miss Matty's conduct in taking the note to herself so decidedly. I had so set my heart upon her having a new silk gown, which she wanted sadly; in general she was so undecided

anybody might turn her round; in this case I had felt that it was no use attempting it, but I was not the less put out at the result.

Somehow, after twelve o'clock, we both acknowledged to a sated curiosity about the fashions, and to a certain fatigue of body — which was, in fact, depression of mind - that indisposed us to go out again. But still we never spoke of the note; till, all at once, something possessed me to ask Miss Matty if she would think it her duty to offer sovereigns for all the notes of the Town and County Bank she met with ?

I could have bitten my tongue out the minute I had said it. She looked up rather sadly, and as if I had thrown a new perplexity into her already distressed mind; and for a minute or two she did not speak.

Then she said — my own dear Miss Matty without a shade of reproach in her voice: "My dear, I never feel as if my mind was what people call very strong; and it's often hard enough work for me to settle what I ought to do with the case right before me. I was very thankful to I was very thankful that I saw my duty this morning, with the poor man standing by me; but it's rather a strain upon me to keep thinking and thinking what I should do if such and such a thing happened; and, I believe, I had rather wait and see what really does come; and I don't doubt I shall be helped then, if I don't fidget myself, and get too anxious beforehand. You know, love, I'm not like Deborah. If Deborah had lived, I've no doubt she would have seen after them before they had got themselves into this state."

We had neither of us much appetite for dinner, though we tried to talk cheerfully about indifferent things. When we returned into the drawing-room, Miss Matty unlocked her desk and began to look over her account books. I was so penitent for what I had said in the morning, that I did not choose to take upon myself the presumption to suppose that I could assist her; I rather left her alone, as, with puzzled brow, her eye followed her pen up and down the ruled page. By and by she shut the book, locked her desk, and came and drew a chair to mine, where I sat in moody sorrow over the fire. I stole my hand into hers; she clasped it, but did not speak a word.

At last she said, with forced composure in her voice, "If that bank goes wrong, I shall lose one hundred and forty-nine pounds, thirteen shillings, and fourpence a year; I shall have only thirteen pounds a year left."

I squeezed her hand hard and tight. Presently I felt her fingers work convulsively in my grasp; and I knew she was going to speak again. I heard the sobs in her voice as she said, "I hope it's not wrong-not wicked but, oh! I am so glad poor Deborah is spared this. She could not have borne to come down in the world she had such a noble, lofty spirit.”

This was all she said about the sister who had insisted in investing their little property in that unlucky bank. We were later in lighting the candle than usual that night, and until that light shamed us into speaking, we sat together very silently and sadly.

The next morning news came, both official and otherwise, that the Town and County Bank had stopped pay

LEE FIFTH RDR.-6