PRATTVILLE-For each company, 2 per cent of premiums; new company, $5, payable January 1. ROANOKE-For each company, $15.50, payable January 1. RUSSELLVILLE-For each company, $5, payable January 1. SCOTTSBORO—For each company, 2 per cent on gross premiums; for each company commencing business, $10, payable January 1. SELMA-For each company, 4 per cent of gross premiums; company entering, $150, adjusted on percentage basis at end of year; payable January 1. SHEFFIELD-For each company, 4 per cent of net premiums; for each company entering, $25; percentage basis at end of year, payable January 1. SLOCOMB-For each company, $5, payable January 1. STEVENSON-For each company, $10.50, payable January 1. SYLACAUGA—For each company, 4 per cent of net premiums; for each company entering, $15, adjusted at end of year. TALLADEGA-For each company, 31⁄2 per cent of premiums. THOMASTON-For each company, 21⁄2 per cent of premiums, payable Jan uary I. THOMASVILLE-For each company, 4 per cent of gross premiums, payable January 1. THORSBY For each company, $5 (50 cent fee), payable annually, January 1. TROY-For each company, 3 per cent of net premiums, payable January 1. TUSCALOOSA-For each company, 4 per cent of premiums, payable March. TUSCUMBIA-For each company represented, 4 per cent of net premiums, payable January 1. TUSKEGEE-For each company, 4 per cent net premiums, payable Jan. 1. UNION SPRINGS-For each company, 3 per cent of premiums, payable January 1. UNIONTOWN-For each company, $15.50, payable January 1. VINCENT-For each company, $10, payable February 1. WARRIOR-For each company, $5. WEST BLOCTON-For each company, $10, payable January 15. WETUMPKA-For each company, 4 per cent on premiums received on policies written previous year, payable January 1. WOODLAWN-For each company, $16, payable February 1. On or before Jan. 31 March I Dec. 31 CALENDAR-ALABAMA Secure agents' certificates of authority. Annual statement and synopsis for publication must be filed. Tax statement must be filed and premium and fire marshal taxes paid. Company must secure annual permit for ensuing year; fee, $10, to Secretary of State. Birmingham tax is payable. 'arious municipal taxes and fees are payable January 1 and on other dates. (See Municipal Taxes and Fees.) AGENTS' LICENSES-Title I, Chap. 1, Sec. 29, Civil Code, approved June 6, 1900. "Any person or persons, corporation or company, prosecuting or attempting to prosecute any of the foilowing lines of business within the District of Alaska shall first apply for and obtain license to do so from a District Court or a subdivision thereof in said district, and pay for said license for the respective lines of business and trade as follows, to wit: Insurance agents and brokers, $25 per annum." ANNUAL STATEMENTS-Must be filed with the Territorial Treasurer on or before March 1, and must state the amount of all premiums collected or contracted for in Alaska during the preceding calendar year; the amounts actually paid policyholders on losses, as return premiums, and as dividends; the amount of insurance reinsured in other authorized companies and the premiums paid therefor, with similar information as to reinsurance in unauthorized companies, naming them; the amount of reinsurance accepted from admitted companies and the premiums received for such reinsurance on risks located in Alaska, with the names of the companies reinsured. ATTORNEY-A resident citizen of Alaska must be authorized to accept service of legal process. FEES—Act of April 29, 1915. Chap. 57. Sec. 9, amended by Chap. 39, Laws of 1917. "The Secretary of the Territory shall collect from each company or person for the service provided in this act, the following fees: For filing original certificate of qualification, $25; for filing power of attorney, $5; for filing annual certificate of qualification, $15. Provided, that all insurance corporations having their articles of incorporation on file in the office of the Secretary of Alaska, desirous of carrying on the business of insurance in this Territory, shall within two years from the date of passage of this Act, having fully complied with all the provisions of Chapter 11, of the Session Laws of Alaska, 1913, and the amendments thereto, file with the Secretary of the Territory of Alaska an original certificate of qualification for which they shall pay a filing fee of Fifteen Dollars only, and shall pay no fee for filing an original power of attorney. Such insurance company or persons shall thereupon be relieved of all penalties under Chapter 11, of the Alaska Session Laws, 1913, and all amendments thereto, and all other penalties under the general incorporation laws of the Territory of Alaska, and shall be deemed to have entered the Territory of Alaska under the terms and provisions of this Act, and shall be fully subject thereto." Clerk of court, for issuing license to agent or broker, $25. GENERAL PENALTY-Chap. 57, law of April 29, 1915. "Any officer, agent or employee of any insurance company or other person violating any of the provisions of this act shall be fined not less than $100 nor more than $500, and in default of payment of such fine shall be imprisoned not less than ten days nor more than six months.” PRELIMINARY DOCUMENTS-Act of 1917, Chap. 39. Sec. I. "No company, corporation, association, firm or individual shall be permitted to transact a life, fire or marine guaranty or other insurance business in the Territory of Alaska until he or it has filed in the office of the Secretary of the Territory of Alaska and in the office of the Clerk of the District Court for the division wherein the business of insurance is intended to be carried on, a certificate by the Secretary of State, or other proper officer of some State of the United States or the Territory of Alaska, setting forth that the said company, corporation, association, firm or individual is qualified to carry on the business of insurance in such State in accordance with the laws thereof." Sec. 2. Chap. 39, laws of 1915. "Such insurance company, corporation, association, firm or individual, shall also file, at the same time and in the same offices, a power of attorney which shall set forth that such company is a corporation or duly organized insurer (naming the principal place of business of the company and principal place of business for the Pacific Coast), which power of attorney shall authorize a citizen and resident of the Territory of Alaska to receive and accept service in any proceeding in a court of justice of the Territory." Sec. 3"In case of the death, removal from the Territory, or disqualification of the person so designated by power of attorney, it shall be the duty of the Clerk of the District Court to notify such company; and it shall be the duty of such company, within sixty days thereafter, to designate another person in the manner hereinbefore provided." The certificates mentioned above must be renewed annually on or before March 1. Company failing to file renewals and desiring to file same thereafter shall pay $2.50 to the Secretary of the Territory, in addition to the regular filing fee. The act applies to all insurers. Penalty for violation, $100 to $500 fine, or imprisonment for from 10 days to 6 months. Every person or company carrying on an insurance business must obtain a license from the Territorial Treasurer. TAXES-A tax of 1 per cent upon all premiums collected or contracted for is payable to the Territorial Treasurer. In the case of fire or marine insurance companies, there may be deducted from the gross amount of premiums the amounts paid to policyholders as returned premiums and the amount paid as premiums to admitted companies for reinsurance. Taxes are due and payable on or before March 31. Failure to pay taxes for more than 30 days after due is punishable by a forfeiture of double the amount due, and the company shall be prohibited from doing any more business in Alaska until such fine is paid, and shall also pay as a further penalty a sum equal to 10 per cent of such forfeiture for every week that the same remains unpaid. CALENDAR-ALASKA Certificate of qualification and power of attorney must be filed Annual statement must be filed. ARIZONA. STATE REQUIREMENTS. AGENTS DEFINED "Agent" or "Insurance Agent" is a person, copartnership, corporation attorney, board or committee duly appointed and authorized by an insurance company to solicit applications for insurance, to be known as a soliciting agent, or to solicit applications and effect insurance in the name of the company, to be known as a recording or policy-writing agent, and to discharge such other duties as may be vested in or required of the agent of the company. AGENTS' LICENSES-Agents must procure licenses for each company they represent from the Corporation Commission, on or before April 1 in each. year. Penalty for acting as agent for unauthorized company, fine of $500 and $100 additional for each month such violation is continued. General agents authorization must be filed with Insurance Department. A firm or agency corporation is licensed for a single fee. ANNUAL STATEMENTS-Must be filed on or before March 1 of each year with the Corporation Commission. Penalty for failure to file statement, liability to fine of $25 every day after 30 days from March 1. This and tax statement only ones required. Statement must show separately premiums received in each city of the State having a population of 3000 or over. ANTI-COINSURANCE-No provision. ANTI-COMPACT-The anti-trust law of May 18, 1912, may be construed as relating to insurance, although the latter is not specifically named. ANTI-DISCRIMINATION-Sec. 25, Ins. Code, provides that no insurance company, licensed insurance agent, solicitor or broker, personally or by any other party, shall pay or offer to pay any compensation not specified in the contract of insurance. Nor shall any insured accept from any company or agent, etc., any compensation or rebate of premium of any description. as inducement for insurance. ATTORNEY-Each member of the Corporation Commission must be appointed attorney, upon whom all processes may be served (Sec. 9, Ins. Code). CANCELLATION OF POLICY-Sec. 57. "Any fire insurance policy may be cancelled at any time by the insurer, giving the insured or his representative in charge of the property insured, and the mortgagee, if the interest of the mortgagee is covered in the policy, five days' notice of such cancellation in writing, and, at the expiration of such five days' notice of such cancellation in writing, all liability on the part of the company shall cease, provided that the company shall, on surrender of the policy, provided that the premium thereon has been paid, pay the insured the return premium, computed at pro rate for the unexpired time of the policy, or the customary short rate where the insurance is cancelled by the insured; and in the event of the refusal of the company to pay such return premium the liability of the company shall continue until such return premium is paid." CAPITAL REQUIRED—Company must have at least $200,000 capital, fully paid in, must transact no other business of insurance except Team and Vehicle, and that when $50,000 additional capital is paid in. COMMISSIONS TO NON-RESIDENTS-Commissions on Arizona risks must be paid to resident agents. The Superintendent of Insurance has ruled that no company will be permitted to make any discrimination in the amount of commissions paid, no matter where the business might originate; that the situs of the property governs where the commissions should be paid. DEPOSIT-No special deposit is required, but provisions are made for the deposits required by other States of domestic companies. DOMESTIC COMPANIES-Sec. 41. "The following number of citizens of the United States, two-thirds of which number shall be residents of the State of Arizona, may incorporate a company as follows: For a stock company not less than five; for a mutual company, not less than ten; for one or more of the purposes specified in Sec. 40 of this act, by making and subscribing written articles of incorporation in triplicate and acknowledging same before an officer authorized to take acknowledgment of deeds, and after having the same approved by the Corporation Commission by filing one copy of such articles with the Corporation Commission, another in the office of the recorder of the county in which the principal office of the company is to be located, and retaining one in the possession of the company." EXAMINATIONS-Sec. 2, Ins. Code. "Whenever the Corporation Commission shall determine it to be prudent for the protection of policyholders in this State, the Commission shall appoint some competent person or persons for the purpose of visiting the home office of any insurance company applying for a license to transact business in this State, or which may be transacting business in this State, whether domestic or otherwise, and examine into the affairs of any company organized under the laws of this State or having an office in this State, which company is engaged in, or is claiming or advertising that it is engaged in, organizing or receiving subscriptions for or disposing of stock of or in any manner aiding or taking part in the formation or business of an insurance company or companies, or which is holding capital stock of one or more insurance companies for the purpose of controlling the management thereof as voting trustee or otherwise, and thoroughly inspect and examine its affairs to ascertain its. true financial condition, its ability to meet and fulfil its obligations, whether it has complied with the provisions of law and all other facts that the Corporation Commission may require relating to its business methods and management and its dealings with its policyholders." FEES-For filing annual statement, $25; for issuing certificate of authority, $50; for issuing each renewal of certificate of authority, $30; for filing |