$200. Form for Pennsylvania and New Jersey. Thiladelphia, Pa., July 2, 18. For value received, I promise to pay to the order of Arthur Bennett, Two Hundred dollars, ninety days after date, without defalcation. Hiram Wentworth $500. Note not Negotiable. Buffalo, N. Y., Oct. 2, 18. Nine months after date, for value received, promise to pay Xawey Baldwin, Five Hundred dollars Barton King. $1,000. Note for Two or More Persons. Clinton, Ga., April 4, 15_. We, or either of us, promise to pay to the order of Winfield Judson, One Thousand dollars, for value received Thos. Armstrong! $100. Note on Demand. John A. Bruce! Northampton, Mass., March 1, 18. On demand, I promise to pay Clinton Briggs, order, One Hundred dollars, value received, with interest! Msc Brea Brown $900,000 Joint Note. Springfield, Ill., May 10, 18_. One year ofter date, we jointly, but not severally, promise to pay Smith Fairbanks, or order, Nine Hundred and 1500 dollars, for value received, with interest at ten per cent. 100 Paul Kenyon! Jacob Hawkins. For value received, I promise to pay to Delos Anderson of Buffalo, or order, Three Hundred dollars, with interest, on the first day of April next. And further, I do hereby empower any attorney of the Court of Common Pleas of Erie County, or of any Court of Record in New York, or elsewhere, to appear for me, and after a declaration filed therefor, to confess a judgment against me in the above sum, as of last, next, or any other subsequent term, with costs of suits, release of errors, etc., with stay of execution until said first day of April next. Witness my hand and seal, at Buffalo, N. Y., this first day of October, in the year one thousand eight hundred and seventy-two. DUE-BILLS. Form of Due-Bill Payable in Money. $100. Payable in Flour. KALAMAZOO, MICH., Feb. 1, 18—. Due on demand, to Sanford Burton, Four Hundred dollars, in Flour, at the market value when delivered. Value received. CHAS. H. WALKER. $200. Payable in Money and Merchandise. KEOKUK, IA., May 19, 18-. Due, on the 10th of June next, to A. B. Condit, or order, One Hundred dollars in cash, and One Hundred dollars in merchandise from our store, BELDEN, GREEN & CO. $20. Payable in Merchandise. WEST ARLINGTON, VT., April 9, 18—. Due Wright Marsh, Twenty Dollars, in merchandise from our store. R. T. HURD & CO. STATE LAWS RELATING TO RATES OF INTEREST, AND PENALTIES FOR USURY. LIMIT OF TIME IN WHICH ACTION MAY BE BROUGHT ON THE FOLLOWING. HOW TO COMPUTE INTEREST ON ANY AMOUNT OF MONEY AT ANY RATE PER CENT. On the following page will be found several | States in the Union, and the means by which valuable Interest Tables, giving the principal legal rates of interest as adopted by the various the interest, at any rate, on any amount of money, can be almost instantly computed. By reference to the table on the following page, the time or number of days, months, and years, will be found at the top of the columns; and the amount of money upon which interest is computed, in the left hand column. Thus: If we wish to find the interest on $1,108 for one year, 3 months, and 29 days, at 7 per cent we trace from amounts towards the right, EXAMPLE. Inter'st on $1000 for 1 year at 7 per cent. $70.00 8 "3 7.00 56 To find the interest for more than one year multiply by the number of years. For $20, $40, $60, etc., multiply the interest on $10, by 2, 4, and so on. The same rule applies for hundreds or thousands. The interest at five per cent is one-half of ten per cent; hence, divide by 2. The interest at 12 per cent is double 6 per cent; hence, multiply by 2. Other rates will be found thus by division and multiplication. 64 66 100 8 • 1 "1 44 66 66 44 1000 " 64 100 3 m'hs" "3 64 17.50 1.75 14 5.64 100 29 56 Interest on the Amount.. and from time, downwards; resulting as shown in the accompanying example. TABLES OF INTEREST. INTEREST AT SIX PER CENT. 0 1 1 1 1 1 1 2 2 2 2 2 2 3 3 3 3 3 3 4 4 4 4 4 4 5 5 5 8 10 12 13 15 17 18 GO 20 22 23 25 27 28 30 32 83 85 37 38 40 42 43 45 47 48 50 1.00 1.50 2.00 250 3.00 3.50 400 4.50 5.00 5.50 6.00 83 1.00 1 17 1.83 1 50 1.67 1 83 9.00 2.17 2.33 2.50 2.67 2.83 3.00 3.17 3.83 8.50 3.67 3.83 4.00 4.17 4.33 4.50 4.67 4.83 5.00 10.00 15.60 20.00 25 00 30.00 35.00 40.00 45.00 50.00 55.00 00.00 5 10 15 20 25 30 85 40 45 50 65 24 3 3 3 3 3 4 4 4 4 4 4 5 5 5 5 5 6 6 12 18 23 29 35 41 47 63 58 64 70 78 8 10 12 14 16 18 19 21 23 25 27 20 31 33 35 37 39 41 43 45 47 49 51 53 64 56 58 1.17 1.75 2.33 2.92 3.50 4.08 4 67 5.25 5.83 6.42 7.00 97 1.17 1.36 1.56 1.75 1.94 2.14 2.33 2.53 2.72 2.02 3.11 3.31 3.50 3.69 3.89 4.08 4.28 4.47 4.67 4.80 5.00 5.25 6.44 5.64 5.83 11.67 17.56 23.33 29.17 35.00 40.83 46.67 52.50 58.33 64.17 70.00 $10 0 0 1 1 1 1 2 2 2 2 2 3 3 3 3 4 4 4 4 4 5 5 5 5 6 6 6 6 6 7 13 20 27 33 40 47 53 60 67 73 100 2 4 7 9 11 13 16 18 20 22 24 27 99 31 33 26 38 40 42 44 47 49 51 53 56 58 60 02 64 67 1.33 2.00 2.67 333 4.00 4.67 5.33 6.00 6.67 7.33 22 44 67 89 1.11 1.33 1.66 1.78 2.0, 2.22 2.44 2.67 2.80 3.11 3 33 356 3.78 4.00 4.22 4.44 4.67 4.89 5.11 5.33 5.56 6.78 6.00 6.22 6.44 6.67 13.33 20.00 26.67 33.33 40.00 46.67 53.33 60.00 66.67 73.33 1.000 Am't 18 19 20 21 29 23 24 23 26 27 29 29 1 2 3 4 5 MONTHS. Year. 7 8 9 10 11 1 0 1 1 1 1 2 2 2 3 3 $100 3 6 8 11 14 17 19 22 25 28 31 23 30 89 42 44 47 50 53 56 58 61 64 67 €9 72 75 78 81 83 1.67 2.50 3.33 417 5.00 5.83 6.67 7.50 8.33 0.17 $1.000 28 56 83 1.11 1.39 1.67 1 94 2.22 2.50 2.78 3.06 3.33 3.61 3.89 4.17 4.44 4.72 5.00 5.28 5.56 5.83 6.11 6.39 6.67 6.94 7.23 7.50 7.78 8.06 8.33 16.67 25.00 33.33 41 67 50.00 58.33 66.67 75.00 83.33 91 67 100.00 8 17 25 33 42 50 58 67 75 83 92 10.00 |