SAVINGS-BANKS OF THE WORLD. SAVINGS-BANKS OF THE PRINCIPAL COUNTRIES OF THE WORLD-INTEREST ALLOWED, LIMIT OF DEPOSIT, AGGREGATE DEPOSITS, NUMBER OF ACCOUNTS, AVERAGE ACCOUNT, DEPOSIT ACCOUNT PER INHABITANT, MODE OF INVESTMENT OF FUNDS, ETC. (See "Commercial Year Book," Volume III, pages 388 and 389.) BANKING OF ALL COUNTRIES. GIVING UNDER RESOURCES," CHARACTER OF BANKS, NUMBER, LOANS AND DISCOUNTS, STOCKS BONDS, ETC., BANK PROMISES AND OTHER REAL ESTATE; GOLD, SILVER, SPECIE, OTHER CURRRENCY, ALL OTHER RESOURCES, TOTAL RESOURCES; AND UNDER "LIABILITIES," CAPITAL, SURPLUS AND OTHER PROFITS, CIRCULATION OUTSTANDING, DEPOSITS, ALL OTHER LIABILITIES, INTEREST CHARGES ON LOANS AND DISCOUNTS (PER CENT.), INTEREST PAID ON DEPOSITS, DIVIDENDS PAID ON STOCK. (See "Commercial Year Book," Volume III, pages 390, 391, 392, and 393.) Information of a like character to the foregoing with respect to savings institutions other than postal savings-banks in France, Russia, United Kingdom, and the United States is given herewith: Rate of Discount in Europe. The following table, taken from the "Bulletin de Statistique," etc., shows the average rate of discount from 1886 to 1897 in the cities named: SITUATION OF THE PRINCIPAL BANKS OF EMISSION AT THE END OF THE THIRD QUARTER OF 1898. THE WORLD'S STOCKS OF MONEY, 1898. Monetary Systems and Approximate Stocks of Money in the Aggregate and Per Capita in the Principal Countries of the World. Full Tender. $561,500,000 Stock of SilverLimited Uncovered -Per Capita Gold and silver.. 1 to 15% 1 to 14.38 .Gold..... 1 to 13.957 Gold and silver.. 1 to 15% 1 to 14.38 1 to 15% 1 to 14.38 38,500,000 52,300,000 6,500,000 31,300,000 +810,600,000 1668,500,000 130,000,000 +96,500,000 1 to 15% 1 to 14.38 3,000,000 124,000,000 1 to 15% 1 to 14.38 2,400,000 1500,000 1 to 15% 1 to 14.38 18,000,000 **45,500,000 Portugal. Gold.. 1 to 14.08 5,100,000 +5,200,000 Roumania .Gold and silver.. 5,400,000 +14,500,000 2,300,000 +1,200,000 Austria-Hungary. .Gold... 1 to 13.69 45,400,000 +227,700,000 Netherlands.. .Gold and silver.. 1 to 15% 1 to 15 .Gold.. 4,900,000 + 21,900,000 1 to 14.88 2,000,000 +7,800,000 Australasia 1 to 15% .Gold and silver.. 1 to 15% .Gold.. Central American States. 1 to 16% 1 to 15% .Gold and silver.. 1 to 32.36 1 to 15 South American States... “忡 5,000,000 2,300,000 +8,600,000 +15,300,000 +756,600,000 +3,400,000 +56,100,000 +2,300,000 +2,300,000 +5,700,000 +5,700,000 +5,400,000 +5,400,000 +83,400,000 +45,000,000 +128,400,000 150,000,000 130,000,000 5,000,000 +132,100,000 9,700,000 130,000,000 13,000,000 18,600,000 3,300,000 +1,300,000 37,500,000 +77,500,000 Tender. Total. Paper. Gold. Silver. Paper. Total. $76,700,000 $638,200,000 $326,100,000 $12.42 $8.56 $4.38 $25.36 #121,700,000 $121,700,000 +112,000,00.) 11.01 3.06 2.81 16.88 +373,500,000 +46,300,000 +419,800,000 +124,600,000 21.06 10.90 3.23 35.19 $95,200,000 $117,600,000 $212,800,000 +132,200,000 12.78 4.07 2.53 19.38 145,000,000 +79,100,000 4.62 6.92 12.17 23.71 +42,500,000 +169,500,000 3.08 1.36 5.41 9.85 10,700,000 +14,300,000 8.00 3.56 4.77 16.33 12.75 13.58 7.64 12.93 7.64 9.86 +48,500,000 +97,000,000 +145,500,000 +52,700,000 5.86 .99 6.85 $10,000,000 140,000,000 2.07 1.66 3.73 +22,500,000 26.42 1.40 3.09 +106,000,000 +4,000,000 .67 +19,000,000 +8,400,000 .39 35,000,000 +750,600,000 4.50 32.32 .66 -3.75 8.15 3.07 11.89 5.76 2.54 8.69 2.07 .93 20.01 23.01 Japan. 45,000,000 +79,900,000 +41,900,000 +18,500,000 +60,400,000 1.77 1.34 8.11 India 296,900,000 +592,100,000 +592,100,000 ++117,300,000 1.99 2.39 China .Silver. 383,300,000 $750,000,000 750,000,000 1.96 1.96 Straits Settlements.. 66 3,900,000 $ 240,000,000 $2,000,000 $242,000,000 62.05 62.05 Haiti.. 1 to 15% 1,000,000 +4,000,000 +3,000,000 1,500,000 +4,100,000 4.00 4.50 4.10 12.60 13,400,000 +193,400,000 16,800,000 .30 2.06 2.36 +195,400,000 4.00 38.68 42.68 Hawaii. Cape Colony .Gold and silver.. 1 to 15.98 1 to 14.95 100,000 +4,000,000 1,000,000 40.00 10.00 50.00 1 to 14.28 1,800,000 #37,500,000 $1,000,000 $1,000,000 20.83 .55 21.38 South African Republic.. 1 to 14.28 #29,200,000 Finland... 1 to 15% **4,300,000 Total *November 1, 1898; all other countries January 1, 1898. + Information furnished through U. S. representatives. Money and Prices, State Department, United States. $ Haupt. 900,000 2,600,000 .1,311,400,000 $4,594,900,000 $3,276,100,000 $701,400,000 $3,977,500,000 $2,322,800,000 $3.50 $3.03 $1.77 I Estimate, Bureau of the Mint. C. Cramer Frey. $1,200,000 $1,200,000 **400,000 **400,000 **9,400,000 1.65 32.44 1.33 33.77 THE COMMERCIAL YEAR BOOK. NEW YORK BANKS. Weekly Statement of Clearing-House Banks, 1898 to 1885. These statements are compiled from the official weekly returns of the Clearing-House of the New York banks, and represent the average condition of the several items for each week specified. Statements from 1884 to 1890, inclusive, will be found in Volume III, page 401. (The statements following are made in millions.) Loans Ratio of Loans Legal to De plus and Week ending. Dis- Decounts, posits. Tend Specie. ers. posits, of Re- Werk ending. counts. posits. Specie. ers. Per c. serve. 1898 1897 $106.6 $76.3 15.. 611.0 691.6 108.6 90.2 28.6 26.0 9.. 491.1 548.0 76.9 104.1 33.0 44.0 623.5 714.5 110.6 31.3 16.. 490.4 557.4 77.8 113.7 34.4 52.2 29.. 625.9 722.5 113.1 103.1 23.. 490.3 563.5 79.1 118.8 35.0 57.1 30.. 502.1 577.5 85.1 114.9 34.6 55.6 19.. 640.9 738.6 116.8 93.5 28.5 25.7 13.. 505.9 578.7 85.3 112.3 34.1 52.9 26.. 641.9 729.2 119.2 86.1 28.2 23.0 20.. 498.7 572.7 82.8 116.0 32.8 55.7 27.. 497.6 573.8 83.9 117.0 35.0 57.5 19.. 607.3 688.2 129.3 70.8 13., 505.9 578.7 85.3 112.3 34.1 52.9 26.. 600.2 685.6 136.3 69.0 29.9 23.8 20.. 506.4 574.3 85.5 106.2 33.4 48.2 27.. 504.5 571.7 86.0 105.8 33.5 48.9 10.. 502.5 16.. 580.1 663.5 147.5 55.7 30.6 37.3 563.9 85.9 101.8 33.1 46.2 17.. 504.0 568.9 661.2 155.4 43.5 86.6 102.6 33.2 47.0 24.. 504.8 30.. 570.2 658.5 158.4 50.7 574.8 31.8 87.1 44.5 105.9 33.6 49.3 659.6 159.8 49.0 31.7 43.9 8.. 504.9 570.4 87.6 99.1 14.. 573.7 686.7 163.4 34.5 47.0 44.1 15.. 506.0 572.2 88.1 21.. 581.5 681.0 169.4 51.6 32.6 99.4 32.8 50.7 44.5 22.. 504.9 572.1 100.7 28. 589.7 696.0 173.9 88.3 53.8 32.7 53.7 33.0 46.0 29.. 507.5 575.6 89.0 101.5 33.1 46.6 11.. 610.8 724.2 179.2 55.7 32.4 53.8 12.. 513.7 585.1 89.3 104.6 33.1 Is.. 610.3 731.0 182.9 47.6 59.1 33.1 59.3 19.. 518.6 592.5 90.1 25.. 612.6 738.5 184.1 62.5 106.5 33.2 48.4 33.4 62.2 26.. 521.7 597.1 90.4 108.1 33.2 49.2 9.. 633.7 758.1 180.5 62.4 31.9 53.3 10.. 538.8 607.7 90.5 102.8 31.8 41.4 16.. 689.9 757.8 176.8 62.0 31.5 49.4 17.. 534.2 613.3 91.2 108.1 32.5 46.0 23.. 634.9 741.3 167.6 43.0 24.. 540.1 622.5 91.4 111.6 32.6 47.4 30.. 635.8 741.7 166.5 60.8 30.6 41.9 31.. 548.0 623.0 91.5 110.0 32.3 45.7 13.. 659.4 760.8 166.2 33.1 14.. 555.2 630.6 92.6 108.9 31.2 38.9 20.. 666.1 765.0 164.1 55.5 28.8 28.8 21.. 558.6 636.0 93.2 105.5 31.2 39.8 27.. 672.1 700.2 156.0 55.4 27.9 21.3 28.. 560.9 537.0 92.6 106.1 31.2 39.5 10.. 665.4 782.0 137.8 7.1 11.. 576.6 642.1 92.2 95.1 29.2 26.7 17.. 653.3 712.1 128.9 53.4 25.6 4.2 18.. 579.8 636.6 91.8 87.1 28.1 19.9 24.. 642.2 700.8 129.6 53.8 26.1 8.3 25.. 578.6 625.4 91.9 80.5 27.6 16.0 8.. 638.4 710.9 142.9 53.6 27.6 18.7 9.. 571.7 616.7 93.9 73.7 27.2 13.5 15.. 646.4 727.1 148.0 53.5 16.. 569.1 616.1 94.9 73.7 27.3 14.6 657.0 745.8 156.1 53.8 28.1 23.4 817.5 100.8 76.5 29.. 667.2 761.6 161.3 26.1 30.. 567.2 625.3 101.6 79.0 28.9 24.3 12.. 687.9 777.0 156.4 52.9 26.9 15.0 13.. 575.3 635.3 102.9 77.7 28.4 21.8 19.. 693.8 786.4 159.4 16.7 20.. 580.2 643.1 103.7 80.5 28.6 23.4 26.. 691.4 782.7 158.5 55.6 27.4 18.4 27.. 594.3 659.9 104.2 83.4 28.4 22.6 10.. 702.3 796.8 161.1 54.9 27.1 16.7 11.. 607.7 675.2 103.9 83.8 27.8 18.9 17.. 18.. 800.7 669.9 104.3 78.9 24.. 712.2 27.8 15.7 19.6 24.. 610.6 669.1 104.4 74.4 26.9 31.. 718.3 11.5 823.0 169.8 19.2 31.. 607.8 675.1 104.7 79.8 25.0 15.8 |