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COMMON SENSE ADVERTISERS

Found at Last

A Publication Devoted to
Locating Missing People

With plenty of good spicy reading to make it of interest to the whole family. You owe it to yourself, to the world, and to humanity to subscribe at once to

Lost People of the World

The oldest publication of its kind in the world. Remember it is of interest to one and all, both great and small, so send in your subscription at once.

Subscription 50 Cents Per Year

THREE MONTH'S TRIAL 10 CENTS No Sample Copies ADVERTISERS-It will pay you to write for Our Rate Card, and learn of guaranteed results.

Published Monthly by

Lightfoot Publishing Co.
DENVER, COLO.

DEPT. 38

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LARGE,

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LUXURIOUS, IMPERIAL ROCKER

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This Imperial Rocker is made of choice selected, thoroughly seasoned, quarter sawed golden oak, polished to a mirror like brilliancy. The broad heavy arms are supported by five strongly turned spindles, and the entire construction is of the highest order of workmanship, thereby guaranteeing a substantial rocker, one that will last a life-time and descend to the next generation. The front of this beautiful rocker is magnificently carved in a fancy scroll design. It is a thoroughly comfortable chair, built with every regard for ease as well as beauty.

Never in your life were you offered such value. Send $1.00 to us at once and we will enter your name for one year's subscription to COMMON SENSE MAGAZINE-then you pay One Dollar a month for eight months-which completes the payments. Remember the publishers of COMMON SENSE stand back of this offer-everything is just as we say it is.

Naturally you wonder how we can such possibly afford to make you

an unheard of offer. Frankly, we are doing it in order to introduce COMMON-SENSE to a wider circle of readersand the magazine goes with the chair. COMMON-SENSE has a mission-to help you attain your ambition, to suggest ways of increasing your earning abilities, and to make your life a greater success. You will benefit by this investment as long as you live. Write

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COMMON SENSE

PUBLISHED ON THE 5TH OF EACH MONTH AT 88 WABASH AVE., CHICAGO
Copyrighted 1907, by Conmon-Sense Fublishing Co.. (Not Inc.)

VOLUME VII NO 10

OCTOBER 1907

Subscription price $1.00 per year in advance. Foreign subscription $1.50 Canadian subscription $1.25

RABARARA

In a

By what strange fatality is it, that having examples before
our eyes, we do not profit by them? Why is our experience
with regard to the misfortunes of others of so little use?
word, why is it that we are to learn wisdom or prudence at our
own expense, yet such is the fate of man. Surrounded by mis-
fortunes, we are supplied with means to escape them, but blinded
by caprice, prejudice and pride, we neglect the proffered aid, and
it is only by the tears we shed in consequence of our own errors,
that we learn to detest them.

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James B. Forgan

President of the First National Bank of Chicago

"Who is that stately man?" I asked of a friend the other day as we stood in the corridor of America's greatest bank building, chancing to glance up at the giant frame of an impressive figure with measured steps, appearing with much grace and bearing from the massive marble stairway that leads from the Dearborn street entrance and forms part of the largest bank rotunda in the world. The colossal structure of the stately edifice lent a suitable background to the excellent frame of humanity that proved to be James B. Forgan, the central figure in Chicago's fin

ance.

Mr. Forgan is a Scotchman by birth, a gentleman by nature and an American by choice. Deliberate in action and firm in decision he rules with the power of skill and grace. He is domestic in his tastes and democratic in his ideas.

Imagination can form no idea of his boyhood. Yet he was a boy-a playful boy-and one who played his games just as he to-day attends to business, with all his might and main, only his boyish games required physical energy, while his present capacity calls up the

home town. This was his first real business experience.

In the growing age, at the time when boys seem all hands and feet, young Forgan had the added advantage of being exceptionally tall. But in spite of his somewhat awkward appearance

there was a calm and restful nature within that gawky frame which won for him friends in the senior members of this banking concern; and his faithfulness to his trust soon earned him promotion. At the end of three years' apprenticeship he went to London and there secured a position with the British Bank of North America, which institution after learning of his ability sent him to Montreal, Canada, where he was chosen for a more important position with the branch office. It is considered strange by some that Mr. Forgan should at this early age be able to choose with such decision, his life work; yet it does not seem so strange when we look into the lives of many of our greatest men and find that their success also is due to the fact that they chose their vocation wisely from

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A LATE PHOTOGRAPH OF JAMES B. FORGAN the very outset and then

forces of mental action. St. Andrews, Scotland, is his birthplace. He was born in the year of 1852. His father and mother were kind, hardworking people and reared their children in the Christian faith. They were brought up on substantial food-the kind that builds bone and brawn. Such was the foundation of this mental structure that now stands high in the estimation of all those who know him.

Young Forgan was educated at Madras College, St. Andrews, and Forbes Academy, Forres Scotland. At the age of seventeen he entered the employ of the Royal Bank of Scotland in his

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placed untiring efforts along that particular line, positively refusing to allow anything to subordinate their ideal. A wise lesson stands out plainly in this background, and when spelled out it looks something like this: "Have an ideal in life. Exert your highest powers first in finding out what that ideal is. Then under no circumstances fall below this standard. If you have ambition enough to find that ideal you will have ambition enough to promote it."

After filling various positions in its Montreal, New York and Halifax offices, Mr. Forgan joined the service of the Bank of Nova Scotia as paying

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