The Law of DepositsJ.D. Milans & sons, 1910 - 127 páginas |
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Página 8
... creditor of the bank . The relationship , therefore , be- tween a bank and its general depositors , is that of debtor and creditor . The bank is indebted to the depositor in the sum of his deposit and the bank is the absolute owner of ...
... creditor of the bank . The relationship , therefore , be- tween a bank and its general depositors , is that of debtor and creditor . The bank is indebted to the depositor in the sum of his deposit and the bank is the absolute owner of ...
Página 9
... creditor is a general creditor . If one is entitled to payment in full it is either because the bank holds a special deposit or security , which has always re- mained his property , the bank being a bailee under an agree- ment , or ...
... creditor is a general creditor . If one is entitled to payment in full it is either because the bank holds a special deposit or security , which has always re- mained his property , the bank being a bailee under an agree- ment , or ...
Página 10
... creditor . He has simply failed in an attempt to withdraw from his account the amount of the draft purchased . The bank re- ceived no actual cash from him . It was a bookkeeping tran- saction only . He was a general creditor when he ...
... creditor . He has simply failed in an attempt to withdraw from his account the amount of the draft purchased . The bank re- ceived no actual cash from him . It was a bookkeeping tran- saction only . He was a general creditor when he ...
Página 11
... creditor , except where he is given preference as a depositor in a State or savings bank under the State law . 13. Deposit a Debt - After the deposit has been made , the indebtedness of the bank is absolute until payment . The title to ...
... creditor , except where he is given preference as a depositor in a State or savings bank under the State law . 13. Deposit a Debt - After the deposit has been made , the indebtedness of the bank is absolute until payment . The title to ...
Página 13
... creditors , unless the item or money can be traced into the hands of the receiver . Commissioners of Crawford Co. v . Strawn , 157 Fed . , 49. See Sec . 201 . 17. Change From One Class to Another - A general deposit may , by agreement ...
... creditors , unless the item or money can be traced into the hands of the receiver . Commissioners of Crawford Co. v . Strawn , 157 Fed . , 49. See Sec . 201 . 17. Change From One Class to Another - A general deposit may , by agreement ...
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Términos y frases comunes
acceptance agent agreement amount attached authority bailee bailment balance bank fails bank liable bank must pay bank pays bank's bind bona fide holder Central Reserve certificate of deposit certified check check drawn claim contract countermanded court creditor death debt debtor delivered delivery deposit in bank depositaries depositor depositor's account deposits money donor draft drawer endorsement entitled executor forged forgery fraud gift causa mortis gift inter vivos give held Insolvent Bank intent interest issued lawful money legal tender lien loan maker ment mistake money in bank Nat'l Bank national bank National Bank Act negligence Negotiable Instruments Law notes notice officer overdraft owner paid party pass book payable on demand payee payment pays a check person positor postmaster presumed public money received recover refusal to pay Revised Statutes savings bank signature special deposit tion transfer Treasurer United valid gift wrong
Pasajes populares
Página 63 - The drawer by drawing the instrument admits the existence of the payee and his then capacity to indorse; and engages that on due presentment the instrument will be accepted or paid, or both, according to its tenor, and that if it be dishonored, and the necessary proceedings on dishonor be duly taken, he will pay the amount thereof to the holder, or to any subsequent indorser who may be compelled to pay it.
Página 63 - Every person negotiating an instrument by delivery or by a qualified indorsement, warrants: 1. That the instrument is genuine and in all respects what it purports to be; 2. That he has a good title to it; 3. That all prior parties had capacity to contract; 4. That he has no knowledge of any fact which would impair the validity of the instrument or render it valueless.
Página 20 - That all associations under this act, when designated for that purpose by the Secretary of the Treasury, shall be depositaries of public money, except receipts from customs...
Página 54 - Where a negotiable instrument is materially altered without the assent of all parties liable thereon, it is avoided, except as against a party who has himself made, authorized or assented to the alteration, and subsequent indorsers. But when an instrument has been materially altered and is in the hands of a holder in due course, not a party to the alteration, he may enforce payment thereof according to its original tenor.
Página 127 - Counterfeit notes to be marked; "redemption" of notes wrongfully so marked. The act of June 30. 1876 (19 Stat. 64; 31 USC 424), provides that all United States officers charged with the receipt or disbursement of public moneys, and all officers of national banks, shall stamp or write in plain letters the word "counterfeit", "altered", or "worthless" upon all fraudulent notes issued in the form of. and intended to circulate as money, which shall be presented at their places of business; and if such...
Página 20 - States to a disbursing officer shall be by draft or warrant on the Treasury or an assistant treasurer of the United States. In places, however, where there is no treasurer or assistant treasurer, the Secretary of the Treasury may, when he deems it essential to the public interest, specially authorize in writing the deposit of such public money in any other public...
Página 81 - If he does not signify his approval or acceptance to the seller, but retains the goods without giving notice of rejection, then, if a time has been fixed for the return of the goods, on the expiration of such time, and, if no time has been fixed, on the expiration of a reasonable time. What is a reasonable time is a question of fact.
Página 126 - July 14, 1890, are legal tender for all debts, public and private, except where otherwise expressly stipulated in the contract. United States notes are legal tender for all debts, public and private, except duties on imports and interest on the public debt.
Página 65 - ... or the drawer will be discharged from liability thereon to the extent of the loss caused by the delay.
Página 57 - ... intended to circulate as money or to be received or used in lieu of lawful money of the United States...