Truth in Lending Bill, Hearings Before a Subcommittee of ..., 87-1 on S.1740 ..., July 17 ... 27, 19611961 - 1388 páginas |
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Página 43
... cents terms which are most meaningful to the consumer or , where that is not possible , in terms of a monthly rate of ... cent risk survival against his competitor who covers part of his credit cost in price and advertises low rates ? In ...
... cents terms which are most meaningful to the consumer or , where that is not possible , in terms of a monthly rate of ... cent risk survival against his competitor who covers part of his credit cost in price and advertises low rates ? In ...
Página 66
... cent or an error of 50 cents . Senator BUSH . They would decide on the facts , and it does not make any allowance for small errors . It does not say big or little ; it just says " annual rate . " Senator DOUGLAS . And the regulatory ...
... cent or an error of 50 cents . Senator BUSH . They would decide on the facts , and it does not make any allowance for small errors . It does not say big or little ; it just says " annual rate . " Senator DOUGLAS . And the regulatory ...
Página 78
... cents a month . At that rate a junior account of $ 25 would cost $ 8.40 a year in carry- ing charges ; that's 33.6 ... cent for their credit education . But the pied pipers of debt are not concerned with a parent rebellion , since ...
... cents a month . At that rate a junior account of $ 25 would cost $ 8.40 a year in carry- ing charges ; that's 33.6 ... cent for their credit education . But the pied pipers of debt are not concerned with a parent rebellion , since ...
Página 134
... cent at true annual interest . And in Montana the legal minimum is a generous $ 20 a year ; on a $ 25 teenage account that amounts to an interest charge of 80 percent . " Thus , we have the unbelievable situation where interest rates of ...
... cent at true annual interest . And in Montana the legal minimum is a generous $ 20 a year ; on a $ 25 teenage account that amounts to an interest charge of 80 percent . " Thus , we have the unbelievable situation where interest rates of ...
Página 140
... cent per month . Captain TERRILL . That is correct . Senator BENNETT . Do you think it would be necessary for that law to be changed ? I- Captain TERRILL . I would not think so . We can state both , and Senator BENNETT . Your statement ...
... cent per month . Captain TERRILL . That is correct . Senator BENNETT . Do you think it would be necessary for that law to be changed ? I- Captain TERRILL . I would not think so . We can state both , and Senator BENNETT . Your statement ...
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Términos y frases comunes
add-on amount annual interest rate annum Association automobile bank BARNARD Better Business Bureaus BIEMILLER bill BLACK borrower Bowery Savings Bank buyer Captain TERRILL cash price cent Chairman charge account CHEEVER committee consumer credit contract cost of credit credit charges credit costs credit life insurance credit transactions credit union dealer debt disclosure discount dollar economic Federal Reserve Federal Trade Commission figure finance charge finance company FRITZ going Goudchaux's installment credit installment sales legislation lenders ment merchandise merchants million monthly payments MORSE mortgage outstanding paid percentage problem purchase question quoted regulation retail revolving credit seller selling Senator BENNETT Senator BUSH Senator DOUGLAS Senator PROXMIRE service charge simple annual interest simple annual rate simple interest small loan statement STEADMAN sumer testimony tion TOBIN U.S. Senate unpaid balance William Rodriguez
Pasajes populares
Página 288 - And the purchase, discount, or sale of a bona fide bill of exchange, payable at another place than the place of such purchase, discount, or sale, at not more than the current rate of exchange for sight drafts, in addition to the interest, shall not be considered as taking or receiving a greater rate of interest.
Página 19 - The aforesaid acts and practices of respondents, as herein alleged, were and are all to the prejudice and Injury of the public and of respondents...
Página 591 - Said commission shall report to the general court the results of its investigation and study, and its recommendations, if any, together with drafts of legislation necessary to carry its recommendations into effect, by filing the same with the clerk of the house of representatives on or before the last Monday of December in the current year.
Página 288 - Territory, or district where the bank is located, and no more, except that where by the laws of any State a different rate is limited for banks of issue organized under State laws, the rate so limited shall be allowed for associations organized or existing in any such State under this title. When no rate is fixed by the laws of the State or Territory or district, the bank may take, receive, reserve, or charge a rate not exceeding seven per centum...
Página 27 - ... specific admission, denial, or explanation of each fact alleged in the complaint or, if you are without knowledge thereof, a statement to that effect.
Página 10 - A final judgment or decree heretofore or hereafter rendered in any civil or criminal proceeding brought by or on behalf of the United States under the antitrust laws to the effect that a defendant has violated said laws shall be prima facie evidence...
Página 723 - Congress with reference to the regulation of the business of insurance. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That the Congress hereby declares that the continued regulation and taxation by the several States of the business of insurance is in the public interest...
Página 22 - Lewison, individually and as officers of said corporation, hereinafter referred to as respondents, have violated the provisions of said Act, and it appearing to the Commission that a proceeding by it in respect thereof would be in the public interest, hereby issues its complaint stating its charges in that respect as follows : Paragraph...
Página 16 - Commerce" means commerce among the several States or with foreign nations, or in any Territory of the United States or in the District of Columbia, or between any such Territory and another, or between any such Territory and any State or foreign nation, or between the District of Columbia and any State or Territory or foreign nation. "Corporation...
Página 288 - Any association may take, receive, reserve, and charge on any loan or discount made, or upon any note, bill of exchange, or other evidences of debt, interest at the rate allowed by the laws of the State, Territory, or District where the bank is located...