qualities which were worth a great deal more. Mr. Rogers first proposed that all the well owners should pool their product and allow a single agency to handle it. Later he suggested that a combination be formed to swing the business on its own account, buying out the small producers and gathering in all the profits of the trade.

At this time there was a great competition in the oil business. There were one hundred and twelve petroleum companies in New York City alone, with a combined capital of $134,045,000. At Philadelphia the capital ranged still higher; $163,715,000 lay in oil companies. In ten cities the aggregate known capitalization of business was $326,200,000.

It was at such times as these that Henry Rogers' real characteristics and ambitions popped out. He was determined to make success of his one great effort, and he stood strong and stanch to this one end. His opinions were sought, and his advice was followed. He had the great power of looking far and deep into things, and difficulties vanished in the wind when he began to work.

In later years Mr. Rogers tried similar methods in producing a copper organization, but did not meet with a similar success and finally placed his entire energies to his one successful enterprise.

Mr. Rogers was a very stern and strong minded man, decidedly persistent in all of his arguments. Keen, cool, and at times grimly hard to deal with in business affairs, though he was a man of many friends.

He had a great public spirit and a generous recollection of old associations. He spent millions in the improvement of his home town-built a five-hundredthousand-dollar church in memory of his wife; gave the beautiful Millicent Library in the name of his children as a monument of their late sister, and endowed it with one hundred thousand dollars.

He then gave to the suburb the model town water works, which had cost more than one hundred thousand dollars, and produced a net income of $6,000 a year. He also built a costly school house.

Samuel L. Clemens (Mark Twain) was one of his closest personal friends, and at a banquet in Norfolk, Va., Mr. Clemens brought out many of the previously untold philanthropies of Mr. Rogers, notably his benefactions to Helen Keller, whom Mr. Clemens said

had, as a child, been rescued in the south by Mr. Rogers, deaf, dumb and blind, from scarlet fever, and by him educated through a period extending over a quarter of a century.

Mr. Rogers had just completed his great railway project, to the accomplishment of which the energies of his later years, his genius for organizations and a considerable portion of his private fortune were devoted. This was the building of the Virginia railway,⚫ a line which opened up a rich bituminous coal country in West Virginia, extending 443 miles from Deepwater, W. Va., to a tidewater terminal at Sewall's Point, Va. Point, Va. This road was distinctly an individual undertaking of Mr. Rogers and he personally bore the greater part of the cost of its construction, which has been estimated at $40,000,000. Mr. Rogers had embarked on his venture some time prior to the financial panic of 1907, which checked similar undertakings by some of the large railroad companies of this country, but the work of building this line went on to its finish mainly because of the energy and faith which Mr. Rogers applied to the achievement of his

purpose.

His death, coming so soon after the end of this work and before he saw the fruit of his labor in the development of the section served by his road, is regarded by his friends and associates among New York financiers as a regrettable ending of a brilliant career in the business and financial world.

"What's the matter, old man?" he said as they met the next morning after. "You look blue." "I feel blue."

Mr. Rogers was for many years one of the most prominent financiers of the country. He took a leading part in all of the enterprises undertaken by the Standard Oil group of capitalists, was vice president of the Standard Oil Company, and was the active spirit in the organization of the Amalgamated Copper Company, of which he was president up to the time of his death. He also was interested in a number of rail. roads, serving as a member of the Board of Directors of the Atchison, Topeka & Santa Fe, the Chicago, Milwaukee & St. Paul and the Union Pacific.

At the time of his death he was 69 years old, with whitened hair and a military moustache that added reverence rather than age to his expressive face, which always radiated with hope and animation that beamed forth from his alert keen eyes-eyes that never seemed to get weary. the Blues

"I remember it."

"I felt jolly."

"Yes, and I stayed out until 4 o'clock, didn't I?" "You certainly did."

"And I gave a war-whoop on the front door step." "Yes, and you sang a verse from a comic opera song, and tried to dance a clog."

"Yes, and my wife missed that train. Now, please go away and let me alone."

A man who wastes his money is called to account for his wastefulness. The one who squanders his time is, if he happens to be rich, congratulated because he can afford to be idle. If he is poor he is dubbed a vagabond and regarded with contempt. The trouble is that the majority of men do not realize the responsibility of every man to use his time and not waste it, whether he works because he must or gives his life freely in service to his fellows.

Time is money in the truest sense, but it takes intelligent effort to mint it into current coin. Time is likewise opportunity. It is not true that every man has but one great chance. Each day brings hours laden with opportunities for each man, if he will open his eyes to see. The young man is prodigal of his time because he thinks he has so much to spare; he looks ahead across the years and the supply seems unlimited. In middle life he begins to understand that he is drawing on an account that will some day be entirely depleted, and grows more cautious. As an aged man, he hoards his time as a miser hoards his gold, he sees the end of the way now, and realizes, if never before, the value of that time he once thought so little about.

There is a tragic sadness in the attempts of certain idle ones to "kill time." This they cannot do. It will sweep on, carrying them with it, and instead of killing time they have destroyed their own chance to be of some use in the world.

Nearly all men have at some period in their lives wantonly thrown time away, because they failed to perceive the golden content of the hours. It is as if a child stood at the seashore throwing diamonds into the flood, just to see them, sparkle in the sun.

Spare moments wisely used have made many men capable of doing things that have moved the world. Young Watts, watching the bubbling teakettle, saw the cover move up and down in apparent agitation. He began to think and then to experiment; the power of steam was discovered because one boy turned idle time to account. Franklin made a hobby of scientific research and thought it possible to harness.

Will a merchant who is wise Ever cease to advertise?

the lightnings. His spare-time experiments were the beginning of modern electrical achievement. In the light of a pine knot fire Lincoln scribbled sums on the back of a wood shovel, and lying on the floor before the fire, studied such books as he was able to get. He was ready for his work when it came because he had known the worth of minutes and hours that might easily have been wasted.

Over a hundred years ago, William Carey, a religious enthusiast, worked in his cobbler shop in London. He became convinced that his faith should be carried into countries where it was not then known. He studied the map of the world and traced map of it on the walls of his shop, marking the boundary lines with cobblers' tacks. All this he did between tasks for his customers. He believed himself commissioned to carry the truth to China, but was finally sent to India. Through him that country was made known to Englishmen and a great English trade was built up there by English merchants. The governmental control of India by England followed. All this because an unlettered cobbler became possessed of an idea and used his time to good purpose. The secret is just there get in earnest about some one thing, then time will be a necessity and every minute will be utilized. To the extent that a man is intensely enthusiastic in regard to the thing he wants to do, will he bring together the fragments of each day's time and make of them a ladder upon which to reach a greater, larger life.

The man of real achievement is never satisfied. He sees in each tomorrow a chance to do something belter than he is able to do it today and plans the use of his time most carefully. He has no time to throw away. If he gives a certain amount of the day to exercise or recreation, he gives it that he may be that much better fitted for that day's work.

Every one must build for himself the structure men call a life, and time is the material out of which it is to be made. Why be careless then about how we use it? It is the one kind of wealth that cannot be laid away for tomorrow's needs; it must be used a day at a time and never comes back.

When the small boy hates a drum;
When no politician schemes;

When mince pie makes pleasant dreams;

When it's fun to break a tooth;

When all lawyers tell the truth;

When cold water makes you drunk;

When you love to smell a skunk;

When the drummer has no brass

When these things all come to pass,

Then man that's wise

Will neglect to advertise.