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A perusal of the table shows that the retired males number 28,121, or 61.43 per cent, and the females 17,659, or 38.57 per cent. Consideration of the previous occupations of the retired males shows that Farmers head the list, with 3,460, or 12.30 per cent of the retired males. The intelligent farmer has always been considered as being the most independent man in the community, and the figures seem to warrant the assumption made for him. Second in numerical order come the Merchants and Dealers, numbering 3,294, or 11.71 per cent of the retired males. The reports of the mercantile agencies show that the percentage of financial casualties among the trading classes is very large, a dealer often being forced to go into bankruptcy several times before securing a solid foothold in the mercantile world; but, in spite of failures and other drawbacks, the venders of wares stand next to the tillers of the soil in their capability to acquire a competency in old age.

Those connected with the building trades come third in prominence, numbering 2,338, or 8.31 per cent of the total males. The building contractor works upon a safer basis, as a rule, than the farmer or merchant.

His work is done by contract, and if he is a good buyer, his profits are likely to be uniform.

There were 6,823 males and females, or 14.90 per cent of the total retired, who, although they reported themselves in possession of a competency, did not state the occupation followed by them prior to retiring from business life; but this omission is not so material when the fact of their financial independence is known.

Among the females, the housewives, numbering 9,980, or 56.52 per cent of the retired females, stand at the head. It is evident that the financial condition of these housewives is not due to the money returns derived from the pursuit of their home occupations, but that their large or small fortunes upon which they rely for future support, have come to them, in a majority of cases, from inheritance. There were 48 boarding-house keepers who had acquired a competency, presumably, from their individual efforts.

There were also 1,724 females designated as “ Independent,” who, undoubtedly, have derived the basis of their financial independence from gifts or bequests. It is interesting to note that 160 male teachers and 423 female teachers report the possession of a competency derived from their efforts in education.

Combining the figures for both sexes, we find that of the whole number (45,780), 31,573, or 68.97 per cent, were native born of native descent; 1,370, or 2.99 per cent, native born of foreign descent; the foreign born numbered 4,122, or nine per cent; the foreign born naturalized numbered 6,424, or 14.03 per cent; and the foreign born alien, 2,291, or five per cent. Of the whole number, 32,943, or 71.96 per cent, were native born, and 12,837, or 28.04 per cent, were foreign born.

The illustrations given show the proper manner of reading and using the table, and those interested in other branches of occupations can easily derive the information they desire without further specification in detail being made here.

Having learned the occupations of the retired, another interesting point of information to be arrived at is the nationality of those who have acquired a competency from their labors.

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