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Chartered 1836

PHILADELPHIA —the “Workshop of the World”

Philadelphia, the third largest city of the United States, and the nation's second greatest port, is America's and the world's greatest manufacturing center. For about a century the Girard Trust Company has been intimately associated with Philadelphia's commercial and financial progress. Corporations and Individuals desiring Philadelphia connections are invited to avail themselves of the Banking, Trust, Real Estate and other facilities of this Company.

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Capital and Surplus EFFINGHAM B. MORRIS Member Federal Reserve *1O,OOO,OOO President System

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Grunt (Lumpanies

A MONTHLY MAGAZINE DEVOTED TO TRUST COMPANY, BANKING AND
FINANCIAL INTERESTS OF THE UNITED STATES
Entered at the New York Post Office as Second Class Mail Matter

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SOLICITING LIFE INSURANCE TRUSTs . . . . . . . . . . . . . . . . . 9

H. A. Johnson, Continental & Commercial Trust & Savings Bank of Chicago. -

LIFE INSURANCE FUNDS FOR HOUSING - - - - - - - - - - - - - - - - 11

Leonard E. Fackner, Deputy Comptroller Metropolitan Life Insurance Co.

FIDUCIARIES AND STOCK TRANSFER HAZARDS . . . . . . . . . . . . . . . 14

Edward G. Grubb, Jr., Assistant Trust Officer, St. Louis Union Trust Co. -

ISSUING DUPLICATE SECUrities AGAINST THOSE LOST OR STOLEN . . . . . . 19

Irving H. Meehan, Assistant Vice-President, Farmers' Loan & Trust Co., N. Y.

WHY AND WHEREFORE OF NEW BUSINESS DEPARTMENT . . . . . . . . . . . 22

G. Prather Knapp, Vice-President Bankers Service Corporation. -

STATUS OF CREDITORS UNDER LIVING-tRUSTS . . . . . . . . . . . . . . . 27

Morse Erskine, Trust Officer Humboldt Savings Bank, San Francisco.

TRUE CRITERION of successFUL TRUST DEPARTMENT operaTION . . . . . . 33

A. C. Livingston, Vice-President National Newark & Essex Banking Co.

SELLING TRUST SERVICE ON THE Silver SCREEN . . . . . . . . . . . . 35

S. Grove McClellan, Trust Department, Liberty Bank of Buffalo.

REACHING “THE MAN IN THE SHOP” . . . . . . . . . . . . . . . . . . . 41

D. S. Snow, Union Trust Company of Cleveland. -

HUMAN Side OF THE TRUST DEPARTMENT . . . . . . . . . . . . . . . 45

Francis A. Cooch, Trust Officer Equitable Trust Co. of Wilmington, Del. .

BACKBONE OF AMERicAN PROGRESS AND SOUND PROSPERITY . . . . . . . . 49

Frank J. Parsons, Vice-President U. S. Mortgage & Trust Co., New York.

PROFITABLE system of ANAlyzing customers' Accounts, ... . . . . . . . 53

Lewis Van Court, Treasurer Central Trust & Savings Bank, Philadelphia.

The Greatest Family in the World . . . . . . . . . . . . . . . . . . . . 61

Sixtieth Anniversary First National Bank of Chicago - - - - - - - - - - - - - 63

Bank and Trust Company Consolidation in Memphis . . . . . . . . . . . . . . 67

New York Cornmunity Trust Establishes Headquarters - - - - - - - - - - - - 73

Trust Company Branch Office on S. S. Leviathan . - - - - - - - - - - - - 77

Establishing a Family Estate - - - - - - - - - - - - - - - - - - - 82

Controlling Factors in Estate Management . ... . . . . - - - - - - - - - - 86

Your Telephone—The Voice of Your Business - - - 88

Familiarizing the Public with the “Mystery” of Banking 89

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OUR KNow LEDGE OF
CENTRAL NEW YORK

AT YOUR DISPOSAL

The thorough knowledge of Central New York and its people which the Utica Trust & Deposit Company has gained during its 23 years of uninterrupted service here places it in a osition to handle advantageously the tica and Central New York business

- - * - - Our services in all matters of banking and of banks, trust companies and individ- trust are cordially placed at your disposal.

uals in other cities. Correspondence promptly attended to.

UTICATRUST __ & DEPOSIT COMPANY

Evenings GENESEE & LAFAYETTE STS.

8 o'clock -
EAST SIDE BRANCH BLEECKERL& ALBANY STS.
UTICA, NEW YORK

The Real Estate Title Insurance and Trust Company of Philadelphia

523 CHESTNUT STREET BROAD STREET OF FICE
Across from Independence Hall 45 S. BROAD ST. (Lincoln Building)
THE OLDEst TITLE INSURANCE COMPANY IN THE WORLD

Capital, Surplus and Profits $5,400,000.00 Incorporated in 1876, this Company has issued over 322,000 policies of title insurance and has accumulated information which enables it to execute work with unequaled accuracy and promptness.

Executes trusts of every description. Becomes security for persons acting in fiduciary capacities. Lends money on installment and term mortgages. Receives money on deposit and allows interest. Rents safes in its burglar proof vaults. Buys and sells real estate and assumes the management thereof. OFFICERS FRANCIS A. LEWIS, President DANIEL HOUSEMAN, John H. Fairlamb, Assistant Treasurer Vice-President and Treasurer AARON L. DEETER, Assistant Trust Officer A. KING DICKSON, Frederick W. BUCH, Assistant Treasurer Vice-President and trust officer LeFEVRE W. DOWNING, Assistant Secretary OARLEY COWDRICK William McKee, Jr., Vice-Pres. and Mgr. Title Dept. Assistant Manager Title Department CHARLES S. KING, S. EUGENE KUEN, Title Officer Secretary and Assistant Treasurer EDWARD E. PAXSON, Real Estate Officer "DIRECTORS WILLIAM H. SHELMERDINE FRANK H. Moss henry M. du Bois HOWARD A. STEVENSON charlest. Ouin francis A. LEWIS CHARLES. W. WELsh Charles E. heed Owen J. Roberts WILLIAM Wood John A. RIGG GeoRGE McCALL SAMUEL M. FREEMAN WAlter A. RIGG

is AAC W. ROBERTS |- Member of the Philadelphia Clearing House Association

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TRUSTEES
MARTIN E. Goetzinger
FRANcts L. HINE
DAvid H. LANMAN

FRANK L. BABBort
WALTER Sr. J. BENEDict
Georce M. BoARDMAN
SAMUEL W. Boocock
THoMAs Dickson
WILLIAM N. DYKMAn
John H. EMANUEL. J.R.
WILLIAM. H. ENGLISH

FRANK C. Munson
Robert L. PIERREpoxt
HARold I. PRAtt
CLINTon L. RossitER
FRANK D. TUTTLE
J. H. WALBRIDGE
AlrxAndER. M. WHITE
Willis D. Wood

HowARD W. MAxwell
EDwnn P. MAYNARD
J. ADolph MolleNHAUER

OFFICERS
Edwin P. MAYNARD, President

DAvid H. LANMAN. Vice-President HERBERT U. Silleck. Asst. Secretary
FRANK J. W. DiLLER, Vice-President Gilbeg.T H. Thirkield, Asst. Secretary
Willis McDonald, Jr., Vice-President FREDERick B. LINDs.AY. Asst. Secretary
FREDERIck T. Aldridge, Vice-President CHARLEs B. Royce, Assistant Secretary
Will-ARD P. SchENck, Secretary CHARLEs A. Cole. Asst. Secretary
HoRACE W. FARREll, Asst. Secretary FREDERic R. Cortis, Comptroller

Capital, $1 ,500,000.00
Surplus and Undivided Profits, $3,340,859.87

BROOKLYN TRUST COMPANY

Four Convenient Offices

Main Office: Bedford Office: Bay Ridge Office: Manhattan Office: 177 Montague Street 1205 Fulton Street 428 5th Avenue 90 Broadway Brooklyn at Bedford Ave. at 75th St. at Wall St.

“G. H. Q.”

For Service in New York City Real Estate

Through 35 years' experience this Company has come to be regarded by out-oftown Banks and Trust Companies as General Headquarters for expert service in matters involving Titles to New York City Realty.

An equally efficient Trust Service is also available here.

EDWIN W. COGGESHALL. Chairman of the Board
LOUIS V. BRIGHT, President
THORWALD STALLKNECHt, Vice-President
HERBERT E. JACKSON. Vice-Pres. & Gen. Mgr.
LEWIS. H. LOSEE. Vice-President

WILBUR C WITHERSTINE, Vice-President
WALTER N. VAI L. Secretary and Treasurer
JOSEPH P. STAIR, Assistant Vice-President
GEORGE F. PARMELEE, Assistant Vice-President

ARCHIBALD FOR BES, Vice-President
ROBERT 1. SMYTH, Vice-President

WILLIAM. F. BAECK. Vice-President.
WILLIAM. K. SWARtz. Vice-Presi

Capital and Surplus
Total Assets -

36 West 44th Street, New York 383 East 149th Street, New York

OFFICERS

MARSHALL E. MUNROE, Assistant Treasurer
JOHN A. STOEHR, Assistant Secretary
HENRY C. MERSEREAU, Assistant Secretary
WALTER H. GRIEF, Auditor

Lawyers Title & Trust Company

$10,000,000
30,332,000

160 Broadway, New York

44 Court Street, Brooklyn
188 Montague Street, Brooklyn

161-11 Jamaica Avenue, Jamaica, N. Y.

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Snapshots of President Harding on Transcontinental Tour

Upper left: President Views Zion Canyon in Utah; upper right: In Illinois; center left: In Yellowstone Park; center right: Greeting Indians on Oregon Reservation; lower left: Unveils Monument to Oregon Trail; lower right: Inspects Irrigation District in Idaho.

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