for the payment of not to exceed ten per cent. interest. Accounts do not commence bearing interest until after six months from the date of the last itein.

Judgments.-Are liens upon all real estate owned by defendant at time of, or subsequent to, rendition of same for a period of ten years. If lands lie in county other than that wherein judgment is rendered, the lien does not attach until an attested copy of the judgment is filed in the office of the clerk of the district court of said county. Limitations.-Actions on unwritten contracts, accounts and all not otherwise provided for, eo nomine within five years; actions founded on written contracts and judgments of any courts other than courts of record, must be brought within ten years from the time the cause of action accrues. When a cause of action arising without the State, has been fully barred by the laws of another country where defendant has resided, such bar shall be the same defense here.

Married Women have dower in the property real estate of their husbands, which they may own at any time during life unless the same has been sold on execution, or dower has been released by the wife. A married woman can do business in her own name, and while doing business in her own name, can sue and be sued.

Qualifications for Voting.-Every male citizen of the United States, six months in the State, sixty days in the county, and twenty-one years of age.

Wills.-Persons must be 21 years of age. Wills must be signed by the testator or by some person in his presence by his direction. There must be two subscribing witnesses. A verbal will of personal property may be made, if in the presence of two witnesses. Wills are recorded in the office of the Clerk of the Circuit Court.

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SPECIAL LAWS OF KANSAS.

Arrest.-Debtor may be arrested in case where he has practiced fraud, either in contracting the debt or in concealing and disposing of his property.

Assignments.-Preferences are not allowed. The assignment must be acknowledged and certified, and recorded in the office of the Register of Deeds of the county where the debtor resides. A sworn inventory of the property must be filed within thirty days after the date of the assignment, in the office of the Clerk of the District Court. A sworn schedule of the debts, the names of the creditors and their residences must be filed on the day of executing the assignment in the same office. If this is not done, the assignment is void. The creditors are notified, within two days after the schedule is filed, of the fact of the assignment, and they have the right to convene at the Clerk's office and choose an assignee. The assignee appointed by the debtor only has the custody of the property until the election or appointment of another by the creditors or the judge. The assignee must give a bond in double the value of the property. He has six months in which to adjust and allow claims presented, and one month afterward, he may pay them pro rata.

The assignment does not operate as a discharge of the debtor, and he is still liable for the unpaid balance of all debts.

Chattel Mortgage.-The mortgage, or a true copy thereof, must be filed in the office of the Register of Deeds. Such mortgage shall be void as against creditors of the mortgagor or purchasers of the property unless before the expiration of the year and every year thereafter, the mortgagee files an affidavit to be attached to the original mortgage, stating the amount still remaining due and unpaid.

Descent and Distribution of Property.-Estate descends as follows: One-half of the real estate goes to the widow in fee-simple. The residue to the children in equal shares: if no children, the whole goes to the widow; if no wife or child, the estate goes to the parents. A surviving

husband takes his deceased wife's property in the same way.

Divorce is granted for: (1) Former marriage; (2) abandonment for one year; (3) adultery; (4) impotency; (5) pregnancy of wife by other than her husband; (6) extreme cruelty; (7) fraud in contracting the marriage; (8) habitual drunkenness; (9) gross neglect of duty; (10) conviction of felony.

The plaintiff must have resided in the State one year. Evidence. Neither interest in the result of an action, as a party or otherwise, nor conviction for crime disqualifies a witness; but either may be shown for the purpose of affecting the credibility of a witness. Any party to a civil action or proceeding may compel any adverse party or person, for whose benefit such action or proceeding is instituted, prosecuted, or defended, at the trial, or by deposition, to testify as a witness, in the same manner and subject to the same rules as other witnesses.

Execution may issue immediately in all cases upon rendition of judgment, unless stayed. In justice's courts a stay of thirty days may be taken on sums of $20 and under; sixty days on sums over $20 and not exceeding $50; ninety days on sums over $50 and not exceeding $100; one hundred and twenty days on sums over $100 ($300 is the highest amount for which a justice can render judgment). At expiration of stay, execution may issue against both principal and surety. No stay allowed in District Court except on appeal to Supreme Court. Execution may be had against the person in cases where debt was fraudulently contracted, or property is attempted to be concealed or fraudulently disposed of.

Exemptions.-A homestead to the extent of 160 acres of farming land, or one acre within an incorporated town or city is exempt.

The personal property of one who is not the head of a family, is only exempt as to the following: wearing apparel; a church pew; a burial-lot; necessary tools or implements of trade; stock-in-trade not exceeding $400 in value; the library, implements, and office furniture of a professional

man.

The property of the head of a family is exempt as follows:

Family books; musical instruments, church pew; burial

lot; all wearing apparel, bedsteads, bedding, stores, cooking utensils; one sewing-machine; all implements of industry; $500 worth of other household furniture; two cows, ten hogs, one yoke of oxen, one horse or mule, or span of horses or mules, twenty sheep and their wool; the necessary food for these animals; one wagon, cart, or dray; two plows, one drag, and other farming utensils, to value of $300; provisions and fuel for the family for one year; tools and implements of mechanics, etc.; stock in trade to amount of $400; the library, implements, and office furniture of a professional man.

Garnishment.-Money or property may be reached by

garnishment.

Interest. Seven per cent. is legal rate; in absence of agreements, parties may contract for any rate, but only twelve per cent. can be recovered in court. Usury forfeits only excess of interest over twelve per cent., excess being applied as payment on principal.

Judgments. In the District Court are a lien on real estate from the first day of the term at which they are rendered; but judgments by confession and judgments rendered during the same term the action is commenced, are a lien on lands only from the day on which judgments are rendered. If transcripts of judgment rendered by justices of the peace are filed in the office of the Clerk of the District Court, such judgments bind the lands of the debtor from the date of filing of transcript. In case execution is not issued on a judgment within five years from the time of rendition, the judgment becomes dormant and ceases to operate as lien, until revived.

Limitations.-Actions on contract, agreement, or promise in writing, must be brought within five years; upon book accounts and contracts not in writing, three years, Statute does not run while debtor is out of the State, and, in cases of fraud, does not commence running till the

discovery of the fraud. Written promise to pay, or acknowledgment of debt in writing, or payment of any part of the principal or interest, takes case out of statute.

Married Women.-Her seperate property is not subject to disposal of husband, nor liable for his debts. She may hold, sell, convey, and contract, with reference to her property, real and personal, same as a married man; sue and be sued; may carry on trade or business on her sole

and separate account, and her earnings are her sole and separate property, and may be used and invested by her in her own name; has all the rights and property she may have acquired by laws of any other State, previous to becoming a resident of this State.

Qualifications for Voting.-Every male citizen of the United States, every person who has declared his intention, residence in the State six months, thirty days in district, and twenty-one years of age.

Wills. Must be signed by the testator. There must be at least two subscribing witnesses. Any person may make a will in writing and inclose it in a sealed wrapper with the name of the testator indorsed upon it. This may then be deposited in the office of the Judge of the Probate Court. It may be recalled at any time by the testator during his life.

SPECIAL LAWS OF KENTUCKY.

Arrest.-An order of arrest may be issued by the clerk of the court in which the action is brought or pending, when an affidavit is filed showing the amount, nature and justness of the demand, and that the debtor is about to depart from the State with intent to defraud his creditors, has concealed or moved his property, or a material part thereof from the State, or that he has money, or securities for money, or evidence of debt in his possession, or that of others for his use, and is about to depart from the State without leaving sufficient property to pay plaintiff's claim. Bond must be given by plaintiff in double the amount of his claim, to cover the damages of the defendant, if the order was wrongfully procured. Defendant, when taken under order of arrest, will be confined in jail until he gives bail, or discharged under insolvent laws.

Assignments.-Preferences are not allowed. The assignment must be acknowledged, filed and recorded, like a deed, in the office of the County Clerk of the county where the debtor resides. The assignee must execute a sufficient bond, with surety approved by the County Court, and