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it will be returned in accordance with the registered letter regulations.

Postal Money-Order System. THE Money-Order system is intended to promote publi: con. venience and to secure safety in the transfer through the mails of small sums of money. The principal means employed to attain safety consist in leaving out of the Order the name of the payee or person for whom the money is intended. In this respect a Money-Order differs from an ordinary bank draft or check. An advice or notification, containing full particulars of the Order, is transmitted without delay by the issuing Postmaster to the Postmaster at the office of payment. The latter is thus furnished, before the Order itself is presented, with information which will enable him to prevent its payment to any person not entitled thereto, provided the remitter complies with the regulation of the Department which prohibits him from sending the same information in a letter inclosed with his Order.

The following instructions are intended to secure payment of the Order to the rightful party. After once paying à MoneyOrder, by whomsoever presented, the Post Office Department will not be liable to any further claim therefor. The public are therefore strictly cautioned:

To take all means to prevent the loss of a Money-Order.

To be careful on taking out a Money-Order to state correctly the given name as well as the surname of the person in whose favor it is to be drawn.

To see that the name and address of the person taking out the Money-Order are correctly made known to the person in whose favor it is drawn.

Neglect of these instructions will risk the loss of money, besides leading to delay and trouble in obtaining payment.

Under no circumstances can payment of an Order be demanded on the day of its issue. The fees or charges for Money-Orders will be as follows: On Orders not exceeding $15

10 cents. On Orders over $10 and not exceeding $20.. 10

$30.. 15 $30

$40.. 20 $40

$50.. 25 When a larger sum than fifty dollars is required, additional Orders to make it up must be obtained. But Postmasters are instructed to refuse to issue in one day, to the same remitter and in favor of the same payee, more than three Money-Orders payable at the same Post-office. The plain evasion of this rule by the substitution of a different remitter for every three Orders



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issued in one day in favor of the same payee will not be tolerated by Postmasters.

Money-Orders are made out upon printed forms supplied by the Post-office Departinent, and no Order will be valid or payable unles« given upon one of such forms.

Any person applying for a Money-Order will be required to state the particulars upon a form of application, which will be furnished to him for that purpose by the Postmaster.

If the purchaser of a Money-Order, from having made an error in stating the name of the office of payment, or for other reasons, desires to bave the said Money-Order changed, the issuing Postmaster will repay the first Order, and issue another in lieu thereof, for which additional fee will be charged and exacted as for a new transaction.

Partics procuring Money-Orders should examine them carefully, to see that they are properly filled up and stamped.

When a Money-Order is presented for payment at the office upon which it is drawn, the Postmaster or authorized clerk will use ALL PROPER MEANS to assure himself that the applicant is the person named and intended in the advice, or is the indorsee of the latter ; and upon płyment of the Order care must be taken to obtain the signature of the payee (or the person authorized by him to receive payment) to the receipt on the fice of the Order.

When for any reason the payee of a Money-Order does not desire or is unable to present the same in person, he is legally empowered, by his written indorsement thereon, to direct payment to be made to any other person. More than one indorsement is prohibitel by law, and will render an Order invalid and not payable. The signature to the receipt on the face of the Order should be that of the person who presents and receives payment of

Any Money-Order office may repay an Order issued by itself, provided the Order is less than one year old, and does not bear more than one indorsement. The fee or charge will not in any case be refunded.

When the remitter of a Money-Order desires to change the place of payment of the same, or when a mistake has been made in drawing an Order, through error of the remitter, the issuing Postmaster is authorized, with the above restrictions, to take back the first Order, which he will rep is, and issue another in lieu thereof, for which an additional fee must be charged and exacted as on a new transaction. But should the mistake be made by the Postmaster, he will be held responsible therefor, and must charge himself with the fee for issuing the new Order. If the advice has gone forward to the Post-office upon which the original Order wus drawn, he will, by the first mail, dispatch a special notice, informing the office of the repayment of said Or

the same.

der. The special advice is not to be used instead of the proper accompanying advice of the new Order, but is additional to it. Under nc circumstances must a Postmaster issue a new Order in lieu of another until the original Order shall have been returned to him.

When a Money-Order has been lost by either remitter or paree, a duplicate thereof will be issued by the Department, free of charge to the owner of the original, provided he shall make application (stating the circumstances of the loss), to be forwarded by the issuing or the paying Postmaster, from the former of whom he must obtain and furnish a certificate ihat the original Order bad not been and would not be re aid, and also a similar certificate from the latter that the same had not been and would not be paid.

The issue of Money-Orders on credit is strictly prohibited, under the severest penalties; and no moneys will be received by a Postmaster in payment for Money-Orders issued except United States Treasury notes or the notes of the national banks; nor can Orılers be paid in any other currency than that herein described. Checks are not io be received under any circumstances for the issue of Money-Orders.

A Money-Order may he issued for any amount from one cent up to fifty dollars, inclusive; but fractional parts of a cent must not be introduced into any Money-Order or account.

The given names of both remitter and payee must be entered in the advice in full when possible; and married women must be described by their own names, and not by those of their busbands. Thus, the appellation “Mrs. William Brown” is delective, as it does not accurately describe the payee, whose true name may be Mrs. Mary Brown. Both names and sums must be written so legibly as to effectually guard against errors. When the applicant is unable to state the initials of the given name or

ames of the payee, the Postmaster will refu-e to issue the Order. A Money-Order should always be made payable to one person or to one firm only, and not to either of two or more designated persons or firms.

Every person who presents a Money-Order for payment, will be required to prove his identity to the Postmaster, unless the latter is satisfied, without obtaining such proof, that the appli. cant is the rightful owner of the Order. If the payee be unable to write, he must sign the receipt by making his mark, to be witnessed in writing. The witness should sign his name, with his address, in the presence of the Postmaster, and the latter will then certify the payment by adding his own initial. The witness should be known to the Postmaster, but it is desirable (though not imperative) that he be not connected with the office. In no case should the Postmaster act as witness himself.

It is not necessary that the witness should be personally acquainted with the payee.

Postmasters are prohibited from paying a Money-Order to a second person without the written indorsement to such second person by the payee on the back of the Order, unless the payee has, by a duly executed power of attorney, designated and appointed some person to collect moneys due or to become due him, in which case the attorney should lie required, before payment is made him, to file at the office of payment a certified copy of such power of attorney.

In case a Money-Order is lost in transmission, or otherwise, a duplicate will be issued by the Superintendent of the MoneyOrder System, on the receipt of the application therefor of either the remitter, the payee, or the indursee of the original. If the owner of the Order (whether the payee or indoisce), or his legal representative, cannot, after the lapse of a reasonable time, bo found, the remitter should forward to the Department satisfactory evidence of that fact, if he desires repayment. A blank bund of indemnity, in a penal sum of double the amount of the lost Money-Order, will then be sent him, to be executed by himself and two sureties, and returned to the Department; the condition of such bond being that if, after the issue and payment of a duplicate Order to the remitter, any other person establi-hes a valid adverse claim to the original Order, the amount so paid by duplicate shall be refunded to the Post-office Department. Upon full compliance with the above requirements, the remitter thus situated will roceive a duplicate of the lost Order.

A duplicate Order can be drawn only on the issuing or the paying office of the original Order.

No fee is to be charged by a Postmaster for the delivery of a duplicate issued in place of a lost or invalid Order. The Postmaster who receives from the Department a duplicate payable by him must forthwith send notice to the payee of such duplicate to call for payment. In paying a duplicate the Postmaster is required to ascertain beyond a reasonable doubt the identity of the payee or indorsee thereof.

Any Order which is not presented for payment until after the expiration of one year from the date thereof, is declared "invalid and not payable," and the Postmaster to whom such Order is presented will refuse payment of the same. In order to obtain payment of such invalid Order, the holder will be required to forward the same, through the issuing or the paying Postmaster, to the Money-Order office of the Post-office Department. If the Department is satisfied that the Order has not been paid, a duplicate will be issued made payable to the remitter, or payee, or indorsee, as may be requested in the application, and the same will be sent to the Postmaster for delivery or payment, as the case may be.


ALE, per bbl....
Bank check, draft, or order for any sum drawn upon any bank

banker, or trust company at sight or on demand....2 cents. When drawn upon any other person or persons, for any sum exceeding $10, at sight or on demand...

.2 cents. Bill of Exchange (inland), draft or order for the payment of

money to be paid on demand or at a designated time, for each $100, or fractional part in excess...

5 cents. Bill of Exchange (foreign) or letter of credit, drawn in, but pay

able out of the United States—if drawn singly-for each $100, or fractional part in excess ...

.5 cents. If drawn in sets of three or more, for every bill of each set, not exceeding $100.....

2 cents. Every additional $100 or fractional part in excess.. .2 cents, Banks, on all sales and contracts for the sale of stocks, bonds,

gold and silver bullion and coin, promissory notes or other securities, on every $100 of the amount of such sales or con. tracts...

..1 cent. Banks, on the average amount of deposits, per month,

1-24 of 1 per cent. Banks, on capital, per month...

1-24 of 1 per cent. Banks, on the average amount of circulation, per month,

1-12 of 1 per cent. Banks, on the average amount of circulation, beyond 90 per cent. of their capital, in addition to above, per month,

1-6 of 1 per cent. Banks, on notes of State banks, etc., used for circulation,

10 per cent. Bank deposits, savings, etc., having no capital stock, per six months..

...1-4 of 1 per cent. Bankers, on capital employed beyond the average amount invest

ed in United States bonds, per month. ....1-24 of 1 per cent. Bankers, on all sales and contracts for the sale of stocks, bonds,

gold and silver bullion and coin, promissory notes or o: her

securities, on every $100 of the amount of such sales.. 1 cent. Brewers, 51.0 bbls. annually, $100 ; under 500 bbls. $50,

special tax. Brewers are allowed a discount on all stamps bought and used in their business of....

...71-2 per cent. Brokers, on all sales and contracts for the sale of stocks, bonds,

gold and silver bullion and coin, promissory notes otler securities, on every $100 of the amount of such sales or contracts....

.1 cent. Cigar lights, in packages containing 25 or less, starop tax...1 cent


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