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SIR-I have the honor herewith to transmit to the Legislature my annual report, as required by chapter 164, Laws of 1851.

I am, very respectfully,
Your obedient servant,

M. SCHOONMAKER,

Superintendent.

ა.

[Assem. No. 4.]

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To the Legislature:

STATE OF NEW-YORK, BANK DEPARTMENT,
Albany, December 31st, 1855.

The undersigned Superintendent of the Banking Department in obedience to the requirements of the statute, makes the following

Ꭱ Ꭼ Ꮲ Ꭴ Ꭱ Ꭲ .

On the 30th day of September, 1855, the number of banks in this State organized under special acts and general laws, with the amount of capital of the incorporated banks and banking associations, fixed by their acts of incorporation or certificates of association filed in this department, the amount of unreturned circulation issued to banks and bankers, and of securities deposited for such circulation, were as follows:

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REPORTED QUARTERLY CONDITION OF BANKS.

The annexed tables, numbers ten and eleven, contain a summary of the reported state and condition of every incorporated bank, banking association and individual banker, from whom reports have been received during the preceding fiscal year, at the several dates to which such reports refer. In such tables the incorporated banks and the banking associations and individual bankers having same class of securities for circulation are separately arranged. The aggregate amount of the debts and liabilities of all such banks, and also of their means and resources as shown by their respective reports at such times were respectively as follow:

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sitors,....

Due to individuals and corporations other than banks and depo

Due Treasurer of State of New-York,.

Due depositors,..

Due others not included under either of the above heads,.

Dec. 30, 1854.

March 10, 1855.

June 2, 1855.

Sept. 29, 1855.

$83, 268, 860

$84, 831, 152

$85, 032, 621

28, 220, 783 12, 093, 627

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20, 540, 605

26, 817, 605

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28, 562, 395 10,863, 572 24, 009, 232

1, 010, 614 2,817, 160

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BANKING ASSOCIATIONS AND INDIVIDUAL BANKERS.

Table number one appended hereto, contains a statement in relation to the banking associations and individual bankers of this State, and exhibits the capital of each banking association, as specified in the certificate of association filed in this department, the securities deposited by each association and individual banker for the security of the circulation and the amount of circulating notes issued to each respectively, by the Superintendent, and still outstanding on the 30th day of September, 1855.

The aggregate of the several descriptions of securities thus deposited, are as follows:

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$25,962,160 33

The aggregate of the securities held in trust for banking associations and individual bankers, including cash in deposit, September 30, 1854, was..

Showing a decrease during the last fiscal year, of.................

$347,400 16

During the last fiscal year sixteen banking associations, with an aggregate capital of $1,995,000, have been organized, and have deposited the securities required by law, of which number eight were organized by the shareholders of expiring safety fund banks, under the provisions of chapter 313, of the Laws of 1849, and the remainder were new institutions. During the same time six individual bankers have commenced the banking business under the provisions of the general banking law, and deposited the requisite securities and received circulation thereon.

During the same period four banking associations and five individual bankers have given notice of their intention to discontinue

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