Studies in Practical Life Insurance: An Examination of the Principles of Life Insurance as Applied in the Policies, Reports, Agency and Office Methods of the New-York Life Insurance CompanyNew-York Life Ins. Company, 1911 - 148 páginas |
Dentro del libro
Resultados 1-5 de 19
Página 10
... living at age 35 , 732 will die during the next year , then the average risk will be 732 divided by 81,822 , and the net cost of insuring each man for $ 1,000 will be this fraction multiplied by 1,000 . In the same way the net cost of ...
... living at age 35 , 732 will die during the next year , then the average risk will be 732 divided by 81,822 , and the net cost of insuring each man for $ 1,000 will be this fraction multiplied by 1,000 . In the same way the net cost of ...
Página 11
... living at age 35. This number is 81,822 , and of this number 732 will die during the next year . Premising that in life insurance calculations the premiums are supposed to be paid at the begin- ning of the year and that death - losses ...
... living at age 35. This number is 81,822 , and of this number 732 will die during the next year . Premising that in life insurance calculations the premiums are supposed to be paid at the begin- ning of the year and that death - losses ...
Página 12
... living that will be the equivalent of $ 419.88 cash in hand . Of course we know it will require more than one dollar ... living , and from these we will get $ 81,090 , the present value of which is $ 78,728.17 . At the beginning of the ...
... living that will be the equivalent of $ 419.88 cash in hand . Of course we know it will require more than one dollar ... living , and from these we will get $ 81,090 , the present value of which is $ 78,728.17 . At the beginning of the ...
Página 13
... living at the beginning of the year , adding interest for the year , and paying the claims of those who die is carried on until all are dead . This table will serve several purposes : ( 1 ) It shows the sufficiency and the necessity of ...
... living at the beginning of the year , adding interest for the year , and paying the claims of those who die is carried on until all are dead . This table will serve several purposes : ( 1 ) It shows the sufficiency and the necessity of ...
Página 14
... living by the mortality table at that age , it is plain that the net premiums and interest received by each such company would exactly pay the death - losses of each . The company com- posed of young policy - holders could not help the ...
... living by the mortality table at that age , it is plain that the net premiums and interest received by each such company would exactly pay the death - losses of each . The company com- posed of young policy - holders could not help the ...
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Otras ediciones - Ver todas
Studies in Practical Life Insurance; An Examination of the Principles of ... New York,Darwin Pearl Kingsley,James M. Hudnut Sin vista previa disponible - 2015 |
Términos y frases comunes
according accrued Actuaries agents American Table annual instalments annual premium annuity application assumed mortality gains beneficiary bonds book value Branch Office cards Cash Surrender Value cent centum per annum co-operation commissions Company's compound interest Comptrollers contingency contract death death-losses deducted disbursements dollars election endorsed Endowment Policy examination exempting church fees Home Office income indebtedness Insurance Company insurance corporation Insurance Law less liabilities licenses loading mortality table Mount Washington Hotel net premium nineteen hundred Nylic option Ordinary Life Policy paid-up insurance payment person policies in force policies issued Policy Claims policy-holders premiums received present value purchase rate of interest real estate receipt reinsurance reserve Schedule securities select and ultimate showing Shreveport single premium superintendent of insurance surplus surrender charge Table of Mortality taxes thereof three per centum tion Total twenty valuation value of $1 year's premiums
Pasajes populares
Página 122 - ... for the reason that the testimony or evidence, documentary or otherwise, required of him may tend to convict him of a crime or subject him to a penalty or forfeiture; but no person shall be prosecuted or subjected to any penalty or forfeiture for or on account of any transaction, matter or thing concerning which he may BO testify or produce evidence...
Página 116 - If purchased at par, at the par value; if purchased above or below par, on the basis of the purchase price adjusted so as to bring the value to par at maturity and so as to yield...
Página 134 - A provision that if the age of the insured has been understated, the amount payable under the policy shall be such as the premium would have purchased at the correct age...
Página 130 - ... or the deferred premiums of the current policy year if any are paid, the amount of such premiums, with interest on any overdue premium, may be deducted from any amount payable under the policy in settlement.
Página 103 - to lay and collect taxes, to pay the debts and provide for the common defense and general welfare of the United States," and "to borrow money on the credit of the United States...
Página 116 - Such as shall have been mortgaged to it in good faith, by way of security for loans previously contracted, or for moneys due : or, 3.
Página 118 - Every policy of insurance issued or delivered within the state on or after the first day of January, nineteen hundred and seven, by any life insurance corporation doing business within the state shall contain the entire contract between the parties and nothing shall be incorporated therein by reference to any constitution, by-laws, rules, application or other writings unless the same are indorsed upon or attached to the policy when issued...
Página 122 - ... insurance, or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of the contracts it makes...
Página 129 - No such company shall subscribe to or participate in any underwriting of the purchase or sale of securities or property, or enter into any transaction for such purchase or sale on account of said...
Página 135 - L. 1892, ch. 690, § 21. § 22. Reinsurance. Every insurance corporation doing business in this state may reinsure the whole or any part of any policy obligation in any other insurance corporation.